Romer M Gutierrez Scam Warning: Fraud Alleged Against Small Business
A formal report has been submitted to The Blacklist database warning the public about Romer M Gutierrez, who operates under the business name Retiro Seguro. According to the report we received, Romer M Gutierrez committed fraud against a small business. This page documents the complaint, associated contact information, and online profiles to help other businesses and consumers avoid a similar situation. Anyone searching for Romer M Gutierrez scam reports, Romer M Gutierrez reviews, Romer M Gutierrez complaints, or asking “is Romer M Gutierrez legit” should read the full details below before making any decision.
Who Is Romer M Gutierrez?
According to information submitted with the report and publicly available profile data, Romer M Gutierrez is a resident of Corona, California. The reporting party states that Romer M Gutierrez presents professionally as a Notary Public and has expressed goals of working in the immigration paralegal field. Romer M Gutierrez is also reportedly affiliated with PHP Agency, a life insurance marketing organization.
Romer M Gutierrez is connected to the business Retiro Seguro, which appears to be a financial or retirement consulting operation. The website associated with Retiro Seguro is listed as consultoria-retiroseguro.com. The combination of notary services, insurance sales through PHP Agency, and a separate retirement consulting brand creates multiple avenues through which Romer M Gutierrez may interact with clients and small business owners.
Retiro Seguro: Business Background
Retiro Seguro presents itself as a consultation service, based on its associated web presence at consultoria-retiroseguro.com. The reporting party alleges that this business entity was part of the context in which the alleged fraud against their small business occurred. No independent verification of Retiro Seguro’s licensing, registration, or regulatory standing has been confirmed through our research at this time.
Business owners and consumers are urged to exercise caution when dealing with any party operating under the Retiro Seguro name or the consultoria-retiroseguro.com website. If you have had a separate experience with Romer M Gutierrez or Retiro Seguro, you are encouraged to file your own report.
Details of the Alleged Fraud
What Was Reported
According to the report we received, Romer M Gutierrez committed fraud against a small business. While the specific mechanics of the alleged fraud have not been fully detailed in the initial report, the reporting party felt the conduct was serious enough to submit a formal blacklist complaint. The claim is documented here as reported and remains alleged until further verified.
Small business fraud can take many forms, including misrepresentation of services, failure to deliver on contractual obligations, unauthorized use of business information, or financial deception. The reporting party’s submission categorizes the conduct of Romer M Gutierrez as falling within the scope of business fraud. No speculation beyond the scope of the submitted report is made here.
Context and Risk Factors
The fact that Romer M Gutierrez operates across multiple professional identities, including as a notary, an insurance agent under PHP Agency, and through the Retiro Seguro brand, may increase the complexity of any dealings with this individual. Multiple professional roles can sometimes be used to build trust with clients before alleged misconduct occurs. This observation is made for informational purposes only and is not a finding of wrongdoing beyond the submitted report.
Small business owners and individuals seeking financial, notarial, or immigration-adjacent services in the Corona, California area are advised to conduct thorough due diligence before engaging with Romer M Gutierrez in any professional capacity. Request written contracts, verify credentials independently, and document all communications.
Contact Information and Online Profiles for Romer M Gutierrez
Email Address
The email address associated with Romer M Gutierrez and Retiro Seguro, as submitted in the report, is: [email protected]
Business Website
The website linked to Retiro Seguro is: consultoria-retiroseguro.com
LinkedIn Profile
A LinkedIn profile for Romer M Gutierrez is publicly accessible at: linkedin.com/in/romer-m-gutierrez-6160661b4/
Affiliated Organization
Romer M Gutierrez is reportedly affiliated with PHP Agency. Their public website is phpagency.com. Individuals with concerns about conduct by agents affiliated with PHP Agency should contact that organization directly through their official channels.
How to Report Fraud Involving Romer M Gutierrez or Retiro Seguro
If you have been affected by the alleged conduct of Romer M Gutierrez or Retiro Seguro, you have several options for reporting. The Federal Trade Commission’s fraud reporting portal allows consumers and businesses to file complaints about deceptive or fraudulent practices. For internet-based fraud or schemes involving financial harm, you may also file a complaint with the FBI’s Internet Crime Complaint Center (IC3). Documenting your experience through official channels creates a formal record and may assist others who encounter the same individual or business.
Frequently Asked Questions
Is Romer M Gutierrez a scammer?
According to the report submitted to our database, Romer M Gutierrez has been accused of committing fraud against a small business. This report is documented as alleged and has not been adjudicated in a court of law. Readers are encouraged to review all available information and exercise caution.
What did Romer M Gutierrez do?
The reporting party states that Romer M Gutierrez committed fraud against their small business. The full details of the incident were not provided in the initial report. If you have additional information or were a victim of similar conduct, you are encouraged to submit your own complaint.
How can I protect my business from Romer M Gutierrez?
If you are approached by Romer M Gutierrez or anyone associated with Retiro Seguro, verify all credentials independently and request formal written agreements before committing to any transaction. Keep records of all communications and report any suspicious behavior to the FTC or your local law enforcement agency immediately.
